KharchaPay

KharchaPay is a platform which provides reasons to smile while spending money. KharchaPay receives payment form the user through credit cards and pays the same to the desired payee as per the instructions given by the user by charging a nominal fee. Thus, Kharchapay elevates the usage of underutilised credit cards by providing a solution for effective usage of credit cards even in situations where usage of credit cards is otherwise not possible on account of its non-acceptability at receiver’s end. At Kharchapay, discover the hidden potential of your credit card by using your credit card as an interest free working capital facility and also earn reward points and cashbacks on each transaction (as per applicable policies of respective banks) at the same time. The reward points and cashbacks earned by the user while making payment through credit cards are generally higher than the transaction fee charged by the platform and therefore at KharchaPay you Spend & Smile